Refer this link for updated salary calculator based on latest income tax bands

Enter your annual wage and estimate your weekly, monthly and yearly take home pay
Subject Yearly Monthly Weekly
Your Income 0.00 0.00 0.00
Income Tax 0.00 0.00 0.00
National Insurance 0.00 0.00 0.00
Take Home Pay 0.00 0.00 0.00
Income tax bands in scotland for the year 2020
Band Taxable Tax Rate
Personal Allowance Up to 12,500 0 %
Starter Rate Above 12,500 - 14,549 19 %
Basic Rate Above 14,549 - 24,944 20 %
Intermediate Rate Above 24,944 - 43,430 21 %
Higher Rate Above 43,430 - 150,000 41 %
Top Rate Above 150,000 46 %

Scottish take home pay calculator

How do you calculate take home pay?

Income tax bands depend on your salary in Scotland, The higher you earn the more income tax you will have to pay. For example, let us consider your salary is 40,000. Non taxable income is 12500. You will be charged 0% tax on the same. Now let's break down your salary income.

How much income tax and national insurance do I pay in Scotland?

You will pay 12% of your earnings above the limit and equal to 8,632. For example, 20,000 is your income. Now deduct 8,632 from the same and you will get 11,368. National Insurance Contribution will be 12% on 11,368 i.e 1364.16

Calculate your personal income tax and national insurance contribution for the year 2020

Personal tax allowance in Scotland for 2019 20

  • Personal allowance up to 12,500 is 0%. You need not pay any income tax rate on 12,500.

  • Above 12,500 and up to 14,549 is the starter rate. You will have 19% of the income tax rate.

  • Above 14,549 and up to 24,944 is the basic rate. You will have to pay 20% of the income tax rate.

  • Above 24,944 and up to 43,430 is the intermediate rate. You will have to pay 21% of the income tax rate.

  • Above 43,430 and up to 150,000 is the higher rate. You will have to pay 41% of the income tax rate.

  • Above 150,000 is the top rate. You will have to pay 46% of the income tax rate.

Rate of national insurance in Scotland - National Insurance threshold

National Insurance threshold is 8,632 for the current year. You will pay 12% of your earnings as National Insurance Contributions. Calculate your take home pay and National Insurance using the above calculator.

Tax Free Personal Allowance

Tax free personal allowance is on 12,500, You need not pay any income tax on the same.