The Complete NHS Salary & Wage Calculator 2026/27

Calculate your detailed NHS take-home pay and net pay breakdown for the 2026/27 financial year. Our Agenda for Change (AfC) NHS salary calculator factors in all mandatory deductions, including updated NHS pension tiers, National Insurance, Student Loans, and unsocial hours enhancements. Use our tool to see a full annual, monthly, and weekly salary breakdown.

Supporting the diverse roles across the NHS, including Nurses, HCAs, AHPs, and all NHS Staff.


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Your Details
1 2 3 4 5 6 7 8a 8b 8c 8d 9
Band 5
Entry
£32,073
Intermediate
£34,592
Top
£39,043
Hrs

£
Fixed monthly bonus for specific specialist roles. Taxable and pensionable.
£
Flat rate for being available to work. Taxable but usually not pensionable.
£
Covers "Acting Up" pay, special duty payments, or local bonuses.
£
Mileage, uniform allowance, or travel claims. Added after tax, pound-for-pound.

Calculated from your basic hourly rate. Taxable and pensionable.

£
Additional pension contributions via salary sacrifice (if applicable to your trust).
£
Monthly lease car deductions.
£
Monthly cycle to work scheme deductions.
£
Other salary sacrifice benefits like tech or gym memberships.
Gross Income

£0.00

Net Pay

£0.00

Tax Paid

-£0.00

Pension

-£0.00

Breakdown

Effective Tax Rate: 0%

Component Annual Value
Base Salary £0.00
+ London Weighting +£0.00
+ Unsocial Hours +£0.00
+ Allowances & Overtime +£0.00
Total Gross Salary £0.00
- NHS Pension -£0.00
- Income Tax ( PAYE ) -£0.00
- National Insurance -£0.00
- Student Loan -£0.00
- Salary Sacrifice -£0.00
+ Work Expenses +£0.00
NET TAKE HOME £0.00

Comprehensive 2026/27 NHS Pay & Salary Features

  • Full AfC Coverage: Bands 2-9 and detailed wage results.
  • London Weighting (HCAS): Supports Inner, Outer, and Fringe allowances.
  • Regional Scales: Covers England, Scotland, NI & Wales.
  • Smart Pension Tiers: Automatically applies new 2026/27 rates.
  • Unsocial Hours: Estimate your Weekdays, bank shifts and weekend enhancements.
  • Part-Time & Overtime: Calculate hourly rates for bank shifts and extra hours.
  • Pro Rata Coverage: Adjust your hours to see accurate pro rata results.
  • Student Loan Plans: Factors in Plan 1, 2, 4, 5, and Postgraduate loans.
  • Salary Sacrifice: Support for Lease Cars, Cycle to Work, and Gym schemes.
  • Professional Premia: Includes RRP, On-Call, and Expenses.

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Net Annual £0.00